COPIERS & OFFICE PRINT
Commercial and color copier leasing
Most copier leases are written by the dealer selling the copier, which is why the payment and the click charge arrive stapled together. Financing the machine separately keeps the equipment lease and the service agreement as two things you can compare. Color or black-and-white, office MFPs or commercial production machines, any brand, any dealer, one machine or the whole floor.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask. Equipping a whole office? See office equipment leasing for computers, phones and furniture on the same agreement.
- Color and mono office MFPs — Canon imageRUNNER ADVANCE DX, Ricoh IM C
- Xerox AltaLink and VersaLink multifunction printers
- Konica Minolta bizhub, Sharp BP and Kyocera TASKalfa
- Light production color — Canon imagePRESS, Xerox PrimeLink
- Wide format and plan copiers — KIP, Canon TX, HP DesignJet
- Finishers, booklet makers, staplers and high-capacity feeders
- Production scanners and document capture systems
- Print management, secure release and cost recovery software
- Folder-inserters, mailroom equipment and shredders
- Fleet rollouts, refresh cycles and refurbished machines
Why lease it
01
Two agreements, not one number
The machine and the service are different purchases with different lives. Financing the equipment on its own paper is what lets you put the service contract out to somebody else later.
02
Any brand, any dealer
Financing here is not tied to a manufacturer, so the copier can come from whichever dealer gave the better number, and a mixed fleet can sit on one lease.
03
Refresh on a schedule you set
A copier is a five-year machine in a three-year office. Matching the term to the refresh keeps the buyout, the upgrade and the walk-away as your options rather than the dealer's.
Color vs black-and-white copiers
Both lease the same way: the same terms, the same application and the same end-of-term options. The only difference on a color copier lease is the equipment cost. What should drive the choice is how the office prints.
How much you print in color
If color is a small share of your pages, a black-and-white copier with one color printer nearby can cost less to run. If proposals, marketing pieces or plans go out in color every day, a color copier earns its place.
The per-page charge
Color pages usually carry a higher click charge than black-and-white pages on the dealer's service agreement. That is a service cost, not a lease cost, so compare the service quotes alongside the machine price.
Speed, paper and finishing
Pages per minute, 11 x 17 and heavier paper stock, stapling, hole punching and booklet making. Finishers and high-capacity feeders can be included on the lease either way.
Monthly volume
A copier sized for twice your monthly volume costs more than it needs to, and one sized too small wears out early. The meter readings on your current machine are the best guide to sizing the replacement.
At the end of a copier lease
What you can do at the end is set by the structure chosen at the start, so it is a question we ask before documents. There are three ways out.
Return it
With a fair market value lease you can send the copier back at the end of the term. Check the agreement for any notice it requires, so the lease doesn't run on past the date you intended.
Upgrade it
Return the old machine and start a new lease on a newer copier, from the same dealer or a different one. Copiers age out on a predictable cycle, so the term can be set to end when the replacement is due.
Buy it out
A fair market value lease lets you buy the copier for its fair market value at the end. A $1 buyout lease or an equipment finance agreement has a higher payment, and you own the copier once it is paid off. Your accountant should confirm the tax treatment of each.
The service contract runs separately
The service or maintenance agreement is with the dealer, not with us, and it has its own term and renewal terms. It doesn't end just because the lease does, so check its end date and give the dealer notice if you are returning or replacing the machine.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Copier leasing questions
Can I lease a copier from any dealer?
Yes. Financing here is independent of the manufacturer and the dealer, so you choose the machine and the vendor and we pay them directly.
How does leasing copier machines work?
You choose the copier and the dealer, and we pay the dealer directly. You make a fixed monthly payment over a term of 24 to 60 months, and the service agreement for toner, repairs and click charges stays with the dealer. Quotes usually come back the same business day.
Can I get a commercial copier lease for a whole fleet?
Yes. A mixed fleet of color MFPs, production units and wide format machines can sit on one lease with one payment, rolled out in stages as they are installed.
Is a color copier lease different from a black and white one?
Only in the equipment cost. A color copier lease and a black-and-white one use the same terms, the same application and the same end-of-term options, and finishers, feeders and print management software can be included either way.
What happens at the end of a copier lease?
You can return the copier, upgrade to a newer one on a new lease, or buy it out. With a fair market value lease the buyout is the copier's fair market value at the end. With a $1 buyout lease you own it for $1. The dealer's service contract runs separately and has its own end date.
What should I look for in copier equipment leasing companies?
Independence from the dealer, so the lease and the service contract stay separate, and the freedom to finance any brand from any dealer. Check the end-of-term options in writing before you sign. Dealer programs can carry promotions, so compare both quotes.
Can I finance a copier and printers together?
Yes. Copiers, desktop printers, wide format machines, scanners and the software that manages them can go on one copier and printer financing agreement, from one dealer or several.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.