Interested in equipment financing?
  • An easy and fast way to get the equipment you need
  • Conserve cash for unplanned events
  • Tax Benefits

12 Benefits of Equipment Leasing & Financing

Learn some of the benefits equipment leasing has to offer: .

SPEED
  • Leasing can permit you to respond quickly to new opportunities with minimal documentation and restrictions. Our leasing company approves applications within hours, not days, not weekss
EASIER FINANCING THAN LOANS AND BANKS
  • With leasing , companies can avoid requirements like compensating balances, large down payments, and cash-flow projections, making the finance process easier and faster. Banks are also more difficult to work with, they provide fewer options, they are less flexible, and are not fast paced in this area. Banks have blanket liens, escalator clauses, restrictive covenants, and call anytime conditions that make the process much more of a hassle than easy as it should be.
UPGRADED EQUIPMENT
  • By leasing your equipment, you will be able to afford the latest in technology, to maintain your competitive edge. We can structure your lease terms to allow upgrades and trade-up options to help your business grow
FLEXIBLE FINANCING
  • American Capital Group offers flexible payment programs such as seasonal payment and step-up lease. Our 90 days deferred payment allows you to get your equipment up and runnig for 90 days before making your first payment
TAX BENEFITS
  • Leasing companies can extend the tax benefits of ownership on to the lessee by providing lower monthly payments.
100% FINANCING
  • Leases do not always call for down payments which makes them equal to 100% financing. Companies are able to preserve that capital that would have been used for down payments and instead can reinvest it in the business or other investments
FINANCE SERVICES
  • Equipment training, support and other services are some of the most important keys to a new equipment acquisition. These “soft costs” are some of the most overlooked costs that lessees are unaware of during their decision making process. With ACG, everything involved in an equipment purchase, from scheduling, to delivering the equipment, to training employees on how to properly use the equipment is covered with out 100% leasing.
PROVEN TRACK RECORD
  • A successful track record in serving small business without interruption by arranging equipment lease capital when others hesitated
FLEXIBLE END OF TERM OPTIONS
  • At the end of each term, there are three options available: The lessee can return their equipment, purchase the equipment from their leasing company, or extend the lease.
ENHANCED CASH FORECASTING
  • When companies lease equipment, they know their payment amounts and length of their term. This allows them to accurately forecast the cash requirements for their equipment without stress especially because there are no floating fees with leasing.
TAXING:
  • The IRS judges some leases to be tax-deductible overhead expenses instead of purchases. Because of this, companies can deduct the lease payments from their profits and reduce the net cost of the lease overall
IMMEDIATE WRITE-OFF
  • When it comes to leasing, payments are seen as expenses on income statements, so the equipment will not have to be depreciated over an extended term.
ASSET MANAGEMENT
  • Leases allow the use of the equipment for specific terms at fixed payments. Leasing companies control the risk of equipment ownership. At the end of the lease, if the lessee decides to return their equipment, the leasing company is responsible for it and not you.
TAX BENEFITS:
  • Leasing companies can extend the tax benefits of ownership on to the lessee by providing lower monthly payments.