RESTAURANT EQUIPMENT
Restaurant equipment financing
Bundle the oven, the walk-in, the range and the installation into one monthly payment instead of paying for a kitchen out of working capital. New or used, any vendor, one lease.
What we finance
New or used, from any vendor, dealer or auction. If what you need is not on this list, ask — the list is not the limit.
- Ovens and ranges
- Refrigeration and walk-in coolers
- Fryers and grills
- Dishwashers and warewashing
- POS and back-office systems
- Food trucks and mobile kitchens
- Bar and beverage equipment
- Prep tables and exhaust hoods
- Dining room furniture
- Build-out and installation
Why lease it
01
One payment for the whole kitchen
Equipment, freight, tax and installation go on the same lease, so you are not chasing four invoices and four due dates while you are trying to open.
02
Cash stays where it earns
A kitchen bought outright is capital you cannot spend on inventory, payroll or the first months of marketing. A lease leaves it in the business.
03
Room to change the menu
Restaurant equipment gets replaced because the menu moved, not because it broke. Leasing makes swapping a line easier than owning it does.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Restaurant equipment financing questions
Can I finance restaurant equipment for a new location?
Yes. Ovens, ranges, fryers, grills, refrigeration, walk-in coolers, warewashing, hoods, prep tables, bar equipment, POS and dining room furniture are financed as one build-out on one schedule.
Do you finance used restaurant equipment?
Yes. Used equipment from dealers, auctions and closing restaurants is financed, usually on a shorter term. Because restaurant auctions settle quickly, get the application in before the sale date.
Can I finance a food truck or mobile kitchen?
Yes. Food trucks, trailers and mobile kitchens are financed new or used, including the build-out, generator, refrigeration and the equipment installed inside the box.
Can a first-time restaurant owner finance equipment?
Yes. A first location is underwritten on the owner's industry experience, personal credit, the signed lease and a down payment. First-restaurant owners are financed regularly, so apply during the build-out.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.