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CHIROPRACTIC EQUIPMENT

Chiropractic equipment financing and leasing

A chiropractic office is built around its tables, and the tables are only the start. Decompression, laser, shockwave and digital X-ray each add a service line the practice can bill, and each is a purchase most new practices cannot make from cash. Financing lets the practice open with the full clinic and pay for it out of patient visits.

What we finance

New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.

  • Elevation and drop tables — Hill HA90C, Zenith 460 Hylo, Leander, Lloyd Galaxy
  • Flexion-distraction tables — Hill Air-Flex, Leander 950, Cox Table
  • Spinal decompression tables — Hill DT, Triton DTS, Kennedy Decompression
  • Class IV therapy lasers — Summus, Diowave, LiteCure, Multiwave Locked System
  • Shockwave and radial pressure wave — Storz, Zimmer, Chattanooga Intelect
  • Instrument adjusting — Activator, Impulse iQ, ArthroStim
  • Digital X-ray systems and chiropractic X-ray suites
  • Electrical stimulation, ultrasound and combination therapy units
  • Traction, cervical and lumbar rehab and exercise equipment
  • Cryotherapy, compression and recovery equipment
  • Practice software, patient tablets and posture analysis
  • Complete chiropractic office buildouts and second locations

Why lease it

01

Open with every service line

A practice that opens with tables only refers decompression and laser patients elsewhere. One lease covers the tables, the decompression unit, the laser and the X-ray together, so every service the practice plans to bill is in the building on opening day.

02

A payment that patient visits cover

Chiropractic equipment earns by the visit and lasts for years. A three to five year lease keeps the monthly payment in line with a modest daily patient count, and a new service line usually covers its own equipment payment within its first months.

03

Deduct the clinic the year it opens

Adjusting tables, decompression systems, lasers and X-ray are Section 179 property. Buy on a $1 buyout lease or an equipment finance agreement and the whole clinic can be expensed in the year it opens, subject to your own tax position and your CPA's advice.

FREE QUOTE

Get a custom quote in minutes

Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.

Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.

  • — NO OBLIGATION, NO HARD CREDIT PULL
  • — NEW OR USED, ANY VENDOR
  • — OR CALL (949) 271-5800
$10,000 minimum

Three steps to your equipment

01

Request a quote

Use the form above or call (949) 271-5800. No obligation and no hard credit pull to get a number.

02

Secure approval and sign

Most decisions come back the same day. Documents are signed online.

03

Order your equipment

We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.

Questions chiropractors ask before financing equipment

Can I finance chiropractic equipment for a new practice?

Yes. Chiropractic equipment financing from American Capital Group covers Hill, Zenith, Leander and Lloyd adjusting tables, spinal decompression tables, Class IV lasers, shockwave units, digital X-ray and therapy modalities for new and established chiropractic practices. Most purchases are approved on an application alone, with no financial statements up to $150,000.

How much does it cost to lease a spinal decompression table or a laser?

The payment depends on the equipment, the term and the end of term option you choose. A single drop table on a three year lease is a very different agreement from a decompression table, a Class IV laser and a digital X-ray suite on five years, so send the vendor's quote through the form on this page and we return real numbers, usually the same business day.

Can a chiropractor straight out of school get equipment financing?

Yes. A new graduate opening a practice can finance the tables and the first modalities against personal credit, the degree and the business plan. We fund new chiropractic practices every month, and the first payment can be timed to the opening date when the delivery is scheduled ahead of it.

Can I finance used chiropractic tables?

Yes. Used adjusting and decompression tables from a dealer, a refurbisher or a retiring practice qualify, and a well kept Hill or Zenith table will serve a new office for years. We pay the seller directly once the equipment is inspected and the agreement is signed.

Know what you need?

An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.