CONSTRUCTION EQUIPMENT
Construction equipment financing
Finance the machines a job needs without tying up the line of credit that carries payroll between draws. New or used, from any dealer or auction, on one lease.
What we finance
New or used, from any vendor, dealer or auction. If what you need is not on this list, ask — the list is not the limit.
- Excavators
- Backhoes
- Skid steers
- Loaders and dozers
- Asphalt and paving equipment
- Boom and scissor lifts
- Tractors
- Compactors
- Concrete equipment
- Attachments
Why lease it
01
Keep the credit line free
Equipment on a lease is equipment not drawn against the facility that covers payroll and materials while you wait to be paid.
02
Payments that survive a slow season
Construction revenue is not evenly spread across the year and the payment schedule does not have to be either. Ask about seasonal and deferred structures.
03
New, used or at auction
We finance equipment from dealers, private sellers and auctions, and we handle the seller directly: inspection, payment and delivery.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 271-5800
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 271-5800. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Construction equipment financing questions
Can I finance construction equipment for my company?
Yes. Excavators, backhoes, skid steers, loaders, dozers, lifts, compactors and paving and concrete equipment are financed new or used, from a dealer, an auction or a private seller.
Do you finance used construction equipment from an auction?
Yes. Machines bought at Ritchie Bros, IronPlanet and other auctions are financed regularly, usually on a shorter term. Because auctions settle fast, get the application in before the sale so funds are ready to move.
Can I finance attachments separately from the machine?
Yes. Buckets, breakers, thumbs, grapples, mulchers and coupler systems are financed on their own or added to the machine's schedule. An attachment that opens new work usually pays its own payment.
Can a newer contractor finance equipment?
Yes. A contractor in the first years is underwritten on the owner's industry experience, personal credit, the work already contracted and a down payment. First-machine contractors are financed regularly.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.