DATA CENTER INFRASTRUCTURE
Data center equipment leasing and financing
Servers, storage, racks, UPS and power, precision cooling and networking are bought together and refreshed on a cycle, which is exactly the shape a lease is built for. A server room upgrade, a colocation cage or an edge site goes on one schedule, with the cabling and installation included.
What we finance
New or refurbished, from any vendor, reseller or integrator. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Rack, blade and multi-node servers — Dell, HPE, Lenovo, Supermicro
- GPU and AI compute servers
- All-flash, hybrid and NVMe storage arrays and backup appliances
- Spine, top-of-rack and core switching
- Firewalls, load balancers and edge routing
- UPS systems, batteries and PDUs — Eaton, Vertiv, APC
- CRAC and CRAH units, in-row, rear-door and liquid cooling
- Standby generators, ATS and switchgear
- Racks, cabinets, containment and structured cabling
- Modular and prefabricated edge data centers
- Fire suppression, access control and environmental monitoring
- DCIM, licensing and installation labor
Why lease it
01
Refresh cycles and lease terms line up
Hardware is replaced on a schedule. A term that ends when the refresh begins keeps you from owning a rack of equipment you have already decided to retire.
02
Capacity ahead of the contract
Colocation and managed service contracts are won on capacity you can show. Financing is how the capacity exists before the revenue that justifies it.
03
Power and cooling are financeable too
UPS, generators and cooling are usually the longest-lived assets in the room and the least suited to being paid for out of an operating budget.
Data center financing by part of the build
Servers and storage
Rack and blade servers, GPU nodes, storage arrays, backup appliances and the virtualization licensing that runs on them. A single entry-level server or NAS often costs less than $10,000 and does not qualify on its own; several servers, or servers bundled with storage and networking, do. More on server leasing and computer financing.
Racks, power and UPS
Cabinets, containment, metered and switched PDUs, UPS systems and battery strings, transfer switches and standby generators. Power projects are often financed on their own, ahead of the compute that will draw on them. See also generator financing.
Precision cooling
CRAC and CRAH units, in-row coolers, rear-door heat exchangers, chillers and direct-to-chip liquid cooling for high-density racks. Cooling is usually the item that has to change first when rack density goes up, and it is financed with the mechanical installation.
Networking
Spine and leaf switching, top-of-rack switches, routers, firewalls, load balancers and the optics and fiber between them. More on network equipment leasing.
Colocation and edge build-outs
Fitting out a colocation cage or suite, a new server room, or a modular edge site at a plant, campus or branch. Racks, power, cooling, cabling and the equipment inside can be funded as one project, paid to each vendor as it delivers.
The rest of the IT estate
Workstations, laptops, phone systems and office networking can be financed on the same application. See IT equipment financing.
What sets the payment on a data center project
Four things decide the monthly number. To see a range before you talk to anyone, use the equipment lease calculator.
The whole installed cost
The hardware plus cabling, electrical and mechanical work, licensing and installation. Including the soft costs makes the amount larger but keeps that cash in the business.
The term
Usually 24 to 60 months. A longer term lowers the payment. Matching it to the refresh cycle keeps you from paying on servers you have already replaced.
The end-of-term option
A fair market value lease has a lower payment and lets you return or refresh. A $1 buyout lease or an equipment finance agreement costs more each month, and you own the equipment at the end.
The business behind it
Time in business, credit history and the size of the transaction. Most deals up to $150,000 are decided on a one-page application without financial statements.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Data center equipment financing questions
Can I finance data center equipment?
Yes. Rack, blade and multi-node servers, storage arrays, switching, firewalls, UPS systems, PDUs, precision cooling and racks are financed, including the cabling and installation labor.
Do you offer server leasing, including lease to own?
Yes. A $1 buyout lease or an equipment finance agreement ends with you owning the servers, and a fair market value lease lets you return them at refresh. Transactions start at $10,000, so a single entry-level server or NAS does not qualify on its own. Several servers, or a server with storage, networking and installation that together come to $10,000 or more, do.
Do you lease data center space?
No. We finance the equipment, not the space or hosted servers. Colocation providers, and businesses fitting out a cage, a suite or their own server room, use us to finance the hardware, power and cooling that go into it.
Do you finance GPU and AI compute clusters?
Yes. GPU servers are financed with the networking, storage, power and liquid or rear-door cooling the cluster needs. AI hardware is commonly leased because it refreshes quickly.
Can I finance a UPS, generator and cooling upgrade on its own?
Yes. Power and cooling are financed without buying compute at the same time. UPS systems, batteries, PDUs, switchgear, standby generators and in-row, CRAC or liquid cooling can go on one schedule with the install.
Can I finance used or refurbished servers?
Yes. Refurbished servers, storage and networking finance the same way as new, from any reseller or dealer, and we pay the seller directly.
Can software, licensing and installation go into the same lease?
Yes. DCIM, monitoring, virtualization licensing, structured cabling and the installation labor are financed alongside the hardware, so the project is funded as a project rather than as a pile of separate invoices.
Is it better to lease or buy data center equipment?
It depends on how long each part stays useful to you. Servers and GPUs on a three to five year refresh suit a fair market value lease that ends when the refresh begins. UPS, switchgear and cooling you expect to run for a decade usually suit a $1 buyout lease or an equipment finance agreement, which you own at the end. Your accountant should confirm the tax treatment.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.