COMMERCIAL TREADMILLS
Commercial treadmill financing and leasing
A cardio floor is bought a row at a time, not a machine at a time. Ten club-grade treadmills with touchscreen consoles cost more than most gym owners want to pull out of operating cash in one month, and the members who use them pay by the month. Financing the row puts the payment on the same schedule as the dues.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Life Fitness Integrity+ and Symbio treadmills with SE4 consoles
- Precor TRM 885 and TRM 835 with the P82 touchscreen
- Matrix Performance and Endurance treadmills, Touch XL console
- Technogym Excite Run and Skillrun performance treadmills
- Woodway 4Front, Desmo and Curve slat-belt treadmills
- Assault Runner, TrueForm and other curved manual treadmills
- Incline trainers and 40 percent grade treadmills for training
- Self-powered and energy-generating treadmills for green clubs
- Rehab and medical treadmills with handrails and low starting speed
- Console upgrades, streaming content and member app integration
- Cardio row packages: treadmills, ellipticals, bikes and rowers
- Delivery, assembly, leveling and preventive maintenance plans
Why lease it
01
Buy the row, not one machine
Members notice a cardio floor with two new treadmills and eight old ones. Leasing lets you replace the row in one delivery, so the floor looks new on the same day and every machine is under the same warranty and the same service schedule.
02
Refresh when the consoles date
A treadmill's belt and motor outlast its touchscreen. A fair market value lease with a three to five year term lets you return the row when the consoles look old and step into the next generation without an auction or a trade-in fight.
03
Deduct the whole floor this year
Commercial fitness equipment is Section 179 property. Buy on a $1 buyout lease or an equipment finance agreement and the whole cardio order can be expensed in the year it goes on the floor, subject to your own tax position and your CPA's advice.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Questions gym owners ask before financing treadmills
Can I finance commercial treadmills for a gym?
Yes. Commercial treadmill financing from American Capital Group covers Life Fitness, Precor, Matrix, Technogym, Woodway and curved manual treadmills for gyms, studios, hotels, apartment fitness rooms and corporate wellness centres. Most cardio orders are approved on an application alone, with no financial statements up to $150,000.
How much does it cost to lease a commercial treadmill?
The payment depends on the model, how many machines are on the order, the term and the end of term option you choose. A row of ten club treadmills on a five year lease is a different quote from two rehab treadmills on a three year lease, so send the actual order through the form on this page and we return real numbers, usually the same business day.
Can a new gym or studio lease treadmills before it opens?
Yes. A pre-opening gym, a franchise unit under construction or a boutique studio with a signed lease can finance its treadmills against the owner's credit and the business plan. We fund start-up fitness businesses every month and time the first payment to the opening date when the delivery is scheduled ahead of it.
Can I lease Woodway or curved treadmills, or only motorised ones?
Both. Woodway slat-belt treadmills, Assault and TrueForm curved manual treadmills, incline trainers and rehab treadmills all qualify, and they can share a lease with the ellipticals, bikes and rowers on the same cardio order. One agreement, one payment, one delivery date for the whole floor.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.