RENTAL COMPANIES
Equipment rental business fleet financing and leasing
A rental yard is a fleet that has to be bigger than today's bookings and paid for by tomorrow's. The units that rent every week, the scissor lifts, skid steers, mini excavators and generators, are the ones to add first, and they should be financed so the rental income arrives before most of the cost does.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Scissor lifts and boom lifts — Genie, JLG, Skyjack
- Skid steers and compact track loaders — Bobcat, Cat, Kubota
- Mini excavators — Kubota, Takeuchi, Bobcat, Cat
- Telehandlers and rough-terrain forklifts
- Generators, light towers and mobile power
- Plate compactors, rollers and trench compactors
- Concrete saws, mixers, pumps and surface prep equipment
- Trailers, dump trailers and equipment haulers
- Party, event and tent rental inventory
- Dumpsters, roll-off containers and portable toilets
- Homeowner rental inventory — aerators, tillers, pressure washers
- Rental management software, telematics and yard equipment
Why lease it
01
Utilisation pays the note
A scissor lift that rents three weeks a month earns several times its payment. Financing lets a rental company add the units with a waiting list first and grow the fleet from rental income rather than from savings.
02
Fleet lines instead of one-off loans
A rental company adding units through the season needs a credit line it can draw against per unit, not a new application for every machine. A master lease line is set up once and drawn as the fleet grows.
03
Sell the old unit, keep the term clean
Rental fleets turn units every few years. A $1 buyout lease leaves you owning the unit to sell into the used market at the end of the term, and the proceeds fund the next addition.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 271-5800
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 271-5800. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Questions rental company owners ask before financing a fleet
Can an equipment rental company finance its rental fleet?
Yes. American Capital Group finances rental fleet additions for equipment rental companies, from a single scissor lift to a season of mini excavators, skid steers and generators, on a master lease line drawn per unit. Most fleet additions are approved on an application alone, with no financial statements up to $150,000.
Can a new rental yard get fleet financing?
Yes. A new rental company is reviewed on the owners, the location, the units being bought and their rental demand. Aerial lifts and compact equipment hold their value well, which helps a start-up yard qualify, and the first units are usually approved within one business day.
What is a master lease line for rental equipment?
A master lease line is one agreement with an approved amount that a rental company draws against as it adds units through the season, with each draw getting its own schedule and term. It replaces a separate application for every machine.
Can used rental equipment be financed?
Yes. Used aerial lifts, skid steers and other rental units from dealers, auctions and other rental companies are financed on terms matched to their age and hours, so a yard can add late-model used units alongside new ones on the same line.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.