TRACTORS & IMPLEMENTS
Tractor financing and leasing
A tractor is bought for the work it makes possible, not for the steel. We finance compact, utility and row-crop tractors new or used, from a dealer, an auction or a neighbor, and the loader, the box blade, the mower and the planter go on the same paper as the tractor.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Compact and subcompact tractors — John Deere 1025R and 2038R, Kubota BX23S and LX3520, Kioti CK2620, Mahindra eMax
- Utility tractors — Deere 5075E and 6M, Kubota M6 and M7-172, New Holland Workmaster and T6, Massey Ferguson 5S
- Row crop tractors — Deere 8R and 9R, Case IH Magnum and Steiger, Fendt 700 Vario Gen7, Challenger track tractors
- Loaders, backhoes, grapples, forks, box blades and rear blades
- Rotary cutters, flail and finish mowers, tillers and post drivers
- Hay tools — disc mowers, tedders, rakes and round balers (Vermeer, Krone, Deere 1 Series)
- Planters, drills, sprayers and spreaders
- Autosteer and precision ag — Deere StarFire and AutoTrac, Trimble GFX, Ag Leader
- Cab kits, duals, tracks, ballast and three-point attachments
- Used tractors from dealers, auctions and private sellers
Why lease it
01
Keep the operating cash the season needs
Seed, fuel, feed and labor all come due before the crop or the herd pays. A tractor payment spreads the machine across the years it works instead of taking a season's cash in one week.
02
Tractor and implements on one lease
The tractor without a loader and a mower is half a tool. Implements from any dealer can be written into the same lease, so the whole outfit arrives together on one payment.
03
Private-party and auction tractors qualify
Farm equipment changes hands at sales and between neighbors. A tractor bought from a private seller or an auction is financed the same way a dealer unit is.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 271-5800
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 271-5800. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Tractor financing questions
Can I finance a tractor for a small farm or a hobby farm?
Yes. Compact and utility tractors are financed for small acreage, hobby farms, ranchettes and homesteads, and the application is usually decided on the buyer's personal credit rather than on farm revenue, so a small operation with off-farm income is a normal approval.
Do you finance used tractors bought from a private seller?
Yes. A tractor bought at a farm sale, at auction or from a neighbor is financed the same way a dealer machine is. Funds go to the seller once the paperwork and the title or bill of sale are in place, so the buyer does not have to come up with cash to close the deal.
Can I finance a tractor and its implements together?
Yes. Loader, mower, box blade, baler and planter can go on the same lease as the tractor even when they come from different dealers, which keeps the whole outfit on one payment and one approval.
Is there tractor financing that works with seasonal income?
Yes. Payment structures can be shaped around a farm's cash flow rather than assuming twelve equal months, including seasonal and annual schedules tied to harvest or to when the herd sells. Ask for it when you apply, because the structure is set at approval rather than afterward.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.