FARM & AG EQUIPMENT
Farm equipment financing and leasing
Ag equipment gets bought between harvest and planting, and the money has to be there in that window. We finance tractors, combines, planters, sprayers, hay equipment and grain handling — new, used or bought at a farm auction — with terms that can be set against a crop year rather than a calendar one.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Row-crop tractors — John Deere 8R 340, Case IH Magnum 340, New Holland T8, Fendt 900 Vario
- Utility and compact tractors — Kubota M7 and MX, John Deere 5 Series, Massey Ferguson 5S
- Combines and headers — John Deere X9 1100, Case IH AF 9, Claas Lexion 8900
- Planters and air drills — John Deere DB60 ExactEmerge, Kinze 4900, Horsch Maestro
- Self-propelled sprayers — John Deere 412R, Case IH Patriot 4450, Apache AS1250
- Tillage — Salford, Case IH True-Tandem, Landoll, vertical tillage tools
- Hay and forage — Vermeer 605N, John Deere 560M, Krone balers and mower conditioners
- Grain handling — grain carts, augers, dryers and bins from Brent, Kinze, GSI, Sukup
- Precision ag — RTK guidance, John Deere StarFire, Trimble, autonomy retrofit kits
- Dairy and livestock — Lely Astronaut A5 and DeLaval VMS robotic milkers, feed mixers
Why lease it
01
Terms that match the crop year
A machine bought in March is paid for by a check that arrives in October. Annual and seasonal payment structures exist precisely so the schedule matches the way a farm actually gets paid.
02
Auction machines finance too
A great deal at a farm auction is only a deal if the money is ready on settlement day. Get the approval in place before the sale and bid knowing what you can close.
03
Keep the operating line for inputs
Seed, fertilizer and fuel need the operating line. Financing the iron separately keeps that line free for the things that cannot be financed over five years.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Farm equipment financing questions
Can you finance used farm equipment bought at auction?
Yes. Auction purchases are financed regularly, including tractors, combines and planters. Get the approval in place before the sale so the settlement deadline is covered the moment the hammer falls.
Do you offer annual or seasonal payments on farm equipment?
Yes. Annual, semi-annual and skip-payment structures are common in ag financing because farm income arrives in a season rather than every month, and the schedule can be built around the crop year.
Can I finance a combine and a header together?
Yes. A combine, its corn head and its draper head go on one lease even when the heads are bought separately or used, so the whole harvest setup is one payment.
Is there financing for precision ag and guidance systems?
Yes. RTK guidance, displays, receivers, autonomy retrofit kits and the subscriptions bundled with them are financed on their own or added to the lease on the machine they are being fitted to.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.