EXCAVATORS & MINI EXCAVATORS
Excavator financing and leasing
Financing an excavator is the difference between bidding the job and watching it. We finance new and used excavators from any dealer, auction or private seller — full size, mini, wheeled or long-reach — and the thumb, the breaker and the trailer go on the same lease as the machine.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Full size hydraulic excavators — Cat 320 and 336, Komatsu PC210LC-11, John Deere 210 P-Tier
- Volvo EC220E, Hitachi ZX210-6 and Case CX250D
- Mini and compact excavators — Kubota KX040-4 and U55-5, Bobcat E88, Takeuchi TB260
- Compact radius machines — Cat 306 CR and 309 CR
- Battery-electric minis — Volvo ECR25 Electric, Bobcat E10e
- Wheeled, long-reach and high-reach demolition excavators
- Hydraulic breakers, compactors, shears and pulverizers
- Grading buckets, thumbs, couplers and tiltrotators (Engcon, Rototilt)
- Machine control and GPS — Trimble Earthworks, Topcon, Leica iCON
- Equipment trailers, and used or auction machines
Why lease it
01
Own it instead of renting it
Rental invoices arrive every month the machine is on the yard and leave you owning nothing at the end. A lease payment is fixed for the term and the excavator is yours when it finishes.
02
Attachments on the same paper
The machine is half the setup. Put the breaker, the coupler, the tiltrotator and the trailer on the same lease, from one dealer or from three, and it is one payment for the whole package.
03
Auction and private-party machines qualify
You are not restricted to a dealer lot. If the machine you want is at a Ritchie Bros sale or on a competitor's yard, it can be financed the same way a dealer unit can.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 271-5800
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 271-5800. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Excavator financing questions
Can you finance a used excavator?
Yes. Used excavator financing is routine, including auction buys, private-party machines and dealer trade-ins. Higher-hour machines usually run a shorter term than new ones, and an inspection or appraisal is sometimes asked for on older iron.
Do you finance mini excavators as well as full size machines?
Yes. A mini excavator finances exactly the same way as a full size one — Kubota KX and U series, Bobcat E series, Takeuchi and Cat compact radius machines, new or used. Smaller ticket sizes usually move faster.
Can I put excavator attachments on the same lease?
Yes. Breakers, thumbs, couplers, tiltrotators, grading buckets and the equipment trailer can all be written into the same lease as the excavator, even when they come from different suppliers.
How long does excavator financing take to approve?
Most applications come back the same business day, and funding often follows within a day or two of the paperwork. Buying at auction, get the approval in place before you bid so the settlement deadline is not a problem.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.