CALIFORNIA BUSINESSES
California equipment leasing and financing
American Capital Group has funded California businesses from an Orange County office since 1995. We are a direct lender licensed by the Department of Financial Protection and Innovation, not a broker, and we finance the trucks, machine tools, kitchens, farms, clinics and film gear that make up the state's economy.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Trucks and trailers, including CARB-compliant fleet replacements
- Construction and yellow iron for Southern California contractors
- Restaurant, hotel and brewery equipment
- Central Valley farm, dairy and irrigation equipment
- Machine tools and manufacturing lines in the Inland Empire
- Medical, dental and veterinary practices statewide
- Film, television and production equipment in Los Angeles
- Warehouse, forklift and logistics equipment near the ports
- IT, software and office equipment for Bay Area firms
- Fitness and retail build-outs
- Used equipment and auction purchases
- Vendor programmes for California equipment dealers
Why lease it
01
A lender in the same time zone
Approvals come from Laguna Hills, not a credit desk three hours ahead. Call before nine and you are talking to the people who decide, and most applications are answered the same business day.
02
Licensed in California
American Capital Group holds a California Financing Law licence from the Department of Financial Protection and Innovation. The paperwork, the disclosures and the funding are all handled in state, under California law.
03
Section 179 with California in mind
California does not fully conform to the federal Section 179 limits, so the tax picture on a California equipment purchase has two parts. We structure the lease around what your CPA recommends for both returns.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Questions California businesses ask before leasing equipment
Is American Capital Group licensed to lease equipment in California?
Yes. American Capital Group is licensed under the California Financing Law by the Department of Financial Protection and Innovation, licence number 60DBO-43815, and has been funding equipment for California businesses from its Orange County office since 1995.
Where is American Capital Group located?
American Capital Group is at 22931 Triton Way, Suite 235, Laguna Hills, California 92653, in Orange County. Applications are reviewed and funded from that office, and businesses anywhere in California, and in the other forty-nine states, can apply online or by phone.
How fast can a California business get equipment financing?
Most California applications are approved within one business day. Transactions up to $150,000 are usually approved on an application alone, with no financial statements, and funding to the vendor follows as soon as the documents are signed and the equipment is delivered.
Can California truck fleets finance CARB-compliant replacements?
Yes. Trucks, tractors and trailers bought to meet California Air Resources Board rules are financed on the same terms as any other commercial vehicle, new or used, with the payment set to the term the fleet needs.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.