LABORATORY & ANALYTICAL
Lab equipment financing and leasing for scientific and biotech labs
Leasing lab equipment lets an instrument earn while it is being paid for instead of consuming a year of capital budget first. We finance analytical, clinical and research instruments — new, demo or refurbished, from the manufacturer or a reseller — with the service contract and the software seats on the same paper.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Clinical chemistry and immunoassay analyzers — Roche cobas, Abbott Alinity, Beckman DxC
- Hematology, coagulation and urinalysis lines
- HPLC, UHPLC and LC-MS — Agilent, Waters ACQUITY, Thermo Orbitrap
- GC-MS, ICP-MS and elemental analysis
- Next-generation sequencers — Illumina NovaSeq X and MiSeq i100
- PCR, qPCR and digital PCR thermal cyclers
- Biosafety cabinets, fume hoods and CO2 incubators
- Ultracentrifuges, minus-80 freezers and cryogenic storage
- Autoclaves, glasswashers and clean-room fit-out
- Microscopes, imaging systems and spectrophotometers
- Lab furnaces, ovens, balances and benchtop instruments
- LIMS software, method development and service contracts
Why lease it
01
The instrument outlives the budget year
A mass spec is a ten-year asset bought out of one year's money. A lease matches the payment to the years the instrument actually runs samples, which is the only period it is earning anything.
02
Software and service on the same lease
An analyzer without its LIMS seat, its install and its service contract is not a working instrument. All of it can go on one lease rather than three purchase orders through three approvals.
03
Refurbished counts
Certified refurbished and demo instruments finance the same way as new ones. A lab that buys a two-year-old analyzer at half the list price gets the same terms as a lab that buys the new one.
Lab equipment financing by type of lab
Analytical chemistry and mass spectrometry
HPLC and UHPLC, GC-MS, LC-MS and ICP-MS, with the autosamplers, data system software and the service contract. A mass spectrometer is usually the largest single purchase in an analytical lab, and leasing it spreads that cost over the years it runs samples rather than one budget year.
Biotech and life science labs
Sequencers, PCR and qPCR systems, biosafety cabinets, CO2 incubators, centrifuges and minus-80 freezers. Biotech startups and university spin-outs are considered on the founders' personal credit and experience, so a new lab can be equipped before it has years of financials.
Testing and quality control labs
Materials testing frames, environmental chambers, metrology and inspection systems for contract testing labs and plant QC. More on test and measurement equipment financing, and for electronics test houses, semiconductor equipment leasing.
Clinical, diagnostic and veterinary labs
Chemistry, immunoassay, hematology and urinalysis analyzers for reference labs, physician offices and clinics. For the rest of a practice, see medical equipment leasing, and for in-house analyzers at an animal hospital, veterinary equipment financing.
Pharmaceutical, dental and optical labs
Compounding hoods, stability chambers and tablet presses are covered on pharmaceutical equipment financing. Mills, scanners and 3D printers for crown and appliance work are on dental lab equipment financing, and optical lab equipment is on optometry equipment leasing.
General lab equipment
Fume hoods, autoclaves, glasswashers, microscopes, lab furnaces, ovens and balances. Transactions start at $10,000, so smaller benchtop items are usually financed together with the larger instruments or a lab fit-out on one agreement.
What sets the payment on lab equipment
Four things decide the monthly number. To see a range before you talk to anyone, use the equipment lease calculator.
The whole installed cost
The instrument plus freight, installation, qualification, software licenses, training and the service contract. Including the soft costs makes the amount larger but keeps that cash in the lab.
The term
Usually 24 to 60 months. A longer term lowers the payment. Matching it to how long the instrument will stay current for your methods keeps you from paying on a system you have already replaced.
The end-of-term option
A fair market value lease has a lower payment and lets you return or upgrade, which suits sequencers and mass spec that turn over quickly. A $1 buyout lease or an equipment finance agreement costs more each month, and you own the equipment at the end, which suits hoods, autoclaves and freezers.
The business behind it
Time in business, credit history and the size of the transaction. Most lab deals up to $150,000 are decided on a one-page application without financial statements.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Lab equipment financing questions
How does lab equipment leasing work?
You choose the instrument and the vendor, we pay the vendor directly, and you make fixed payments over a term of 24 to 60 months. At the end you buy it for $1, return or upgrade it on a fair market value lease, or own it outright on an equipment finance agreement. Transactions start at $10,000.
Can I lease a mass spectrometer?
Yes. LC-MS, GC-MS and ICP-MS systems can be leased new, demo or refurbished, together with the front-end chromatography, the data system software, installation and the service contract, on one agreement.
Do you offer biotech equipment leasing?
Yes. Biotech and life science labs lease sequencers, PCR and qPCR systems, biosafety cabinets, incubators, centrifuges and minus-80 freezers. Startups are considered, based on the founders' personal credit and experience.
What scientific equipment can be leased?
Most fixed scientific equipment: analyzers, chromatography and mass spec, spectrophotometers, microscopes, sequencers, incubators, freezers, centrifuges, fume hoods and safety cabinets, plus the LIMS license, installation and service contract that go with them.
Do you finance used or refurbished lab equipment?
Yes. Refurbished, demo and off-lease instruments finance the same way as new ones, whether they come from the manufacturer, a certified refurbisher, an auction or a lab that is closing.
Can a startup lab get equipment financing?
Often yes. New labs and university spin-outs are worth an application. We look at the principals' personal credit and experience, not only at years in business.
Can I lease an autoclave?
Yes. Floor-standing and benchtop autoclaves, sterilizers and glasswashers can be leased. Transactions start at $10,000, so a smaller benchtop unit is often financed together with other lab equipment.
How quickly can lab equipment financing be approved?
Quotes usually come back the same business day. Up to $150,000 is usually decided on a one-page application without financial statements, and documents are signed online.
We finance more than this
VIEW ALL EQUIPMENT TYPES →Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.