VETERINARY & ANIMAL CARE
Veterinary equipment financing and leasing for animal hospitals and clinics
Equipment financing for veterinary practices is how most clinics buy their first digital x-ray and their third exam room. We finance imaging, surgery, dental and in-house lab equipment — new or refurbished, from any distributor — and the cages, tables and build-out go on the same lease.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Digital radiography and DR panels — Sound, IDEXX ImageVue
- Veterinary ultrasound — Mindray Vetus, GE, SonoSite
- Dental units, dental radiography and ultrasonic scalers
- Anesthesia machines, ventilators and multiparameter monitors
- In-house analyzers — IDEXX Catalyst and ProCyte, Zoetis Vetscan
- Autoclaves, sterilizers and instrument processing
- Surgery tables, lights, electrosurgery and endoscopy
- Therapy lasers, underwater treadmills and rehab equipment
- Cages, runs, kennels, wet tables and large-animal chutes
- Practice management software, servers and clinic build-out
Why lease it
01
Diagnostics are revenue, not overhead
In-house radiography and an analyzer keep work and margin in the building. Financed, they start doing that in the first month rather than after a year of saving.
02
Open the practice you planned
A new clinic is thirty purchases in one month. One lease covering imaging, surgery, lab and kennels is how it opens on the date on the lease for the building.
03
Refurbished equipment counts
Refurbished ultrasound and dental units with warranties are a normal part of this market and finance the same way as new equipment.
Veterinary equipment financing by type
Veterinary X-ray and digital radiography
DR systems and panels, CR readers, generators and tables, with the imaging software, shielding and installation. Moving from film or CR to DR is one of the most common reasons a practice finances equipment. For handheld and mobile units, see portable X-ray equipment financing.
Veterinary ultrasound
Cart-based systems for abdominal and cardiac work, and portable or handheld units for ambulatory and large-animal practice, with the probes and software. More on ultrasound equipment financing.
Anesthesia, monitoring and surgical tables
Anesthesia machines, ventilators, multiparameter monitors, surgical tables, lights, electrosurgery, endoscopy and autoclaves. A full surgical suite from several vendors can go on one agreement.
Veterinary dental equipment
Dental units, dental radiography, ultrasonic scalers and dental tables. Much of the same equipment is covered on our dental equipment leasing page.
In-house lab and analyzers
Chemistry, hematology and urinalysis analyzers, centrifuges and microscopes, so results come back during the visit. For larger lab instruments, see lab equipment financing.
Kennels, cages and clinic build-out
Kennels, cages, runs, wet tables, grooming and boarding fixtures, cabinetry and practice management software. Installation and other soft costs can be included on the same lease as the medical equipment.
New practice startups
A new clinic needs imaging, surgery, lab and kennels in the same month. Startups are considered on the veterinarian's personal credit and experience, and the whole opening package can go on one agreement with the vendors paid directly.
Mobile and large-animal practices
Portable ultrasound and X-ray, ambulatory units, chutes and stocks for equine and livestock work. New or used, from any dealer, auction or private seller.
What sets the payment on veterinary equipment
Four things decide the monthly number. To see a range before you talk to anyone, use the equipment lease calculator.
The whole installed cost
The equipment plus freight, installation, shielding, software, training and the service contract. Including the soft costs makes the amount larger but keeps that cash in the practice.
The term
Usually 24 to 60 months. A longer term lowers the payment. Matching it to how long you expect to use the equipment keeps you from paying on an X-ray or ultrasound you have already replaced.
The end-of-term option
A fair market value lease has a lower payment and lets you return or upgrade, which suits imaging that changes quickly. A $1 buyout lease or an equipment finance agreement costs more each month, and you own the equipment at the end, which suits tables, kennels and autoclaves.
The practice behind it
Time in business, credit history and the size of the transaction. Most veterinary deals up to $150,000 are decided on a one-page application without financial statements.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Veterinary equipment financing questions
How does veterinary equipment financing work?
You choose the equipment and the distributor, we pay the vendor directly, and the practice makes fixed payments over a term of 24 to 60 months. At the end you buy it for $1, return or upgrade it on a fair market value lease, or own it outright on an equipment finance agreement. Transactions start at $10,000.
Can a new veterinary practice get equipment financing?
Often yes. A first practice or a first acquisition is worth an application. For a startup we look at the veterinarian's personal credit and experience, not only at how long the business has existed.
Can I finance a veterinary X-ray machine or DR system?
Yes. Digital radiography systems, DR panels, CR readers, dental X-ray and portable X-ray units can be financed new or refurbished, with the imaging software, shielding and installation on the same agreement.
Do you finance veterinary ultrasound machines?
Yes. Cart-based, portable and handheld veterinary ultrasound, with the probes and software, can be financed on its own or together with an X-ray system or other equipment.
Can anesthesia and surgical equipment be financed together?
Yes. Anesthesia machines, ventilators, monitors, surgical tables, lights, electrosurgery units and autoclaves can all go on one agreement, so one payment covers a complete surgical suite.
Do you finance veterinary dental equipment?
Yes. Dental units, dental radiography, ultrasonic scalers and dental tables can be financed. Transactions start at $10,000, so a smaller dental setup is often financed together with other equipment.
Do you finance used or refurbished veterinary equipment?
Yes. Refurbished ultrasound, radiography, dental and surgical equipment finances the same way as new, from any dealer, auction or private seller.
Can kennels and clinic build-out be included in a veterinary equipment lease?
Yes. Kennels, cages, runs, wet tables, cabinetry, practice management software and installation can go on the same lease as the medical equipment.
We finance more than this
VIEW ALL EQUIPMENT TYPES →Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.