COMMERCIAL LAUNDRY
Commercial laundry equipment leasing and financing
Laundry equipment earns by the pound, every day, which makes it about the easiest thing in the world to put on a lease. We finance on-premises laundries and coin stores alike — washer-extractors, dryers, ironers, card systems and the plumbing, gas and build-out that come with a new store.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Washer-extractors — UniMac, Continental Girbau, Milnor, Speed Queen
- Tunnel washers, batch systems and presses
- Stack and single-pocket dryers, 30 to 200 pound
- Flatwork ironers and finishing equipment — Chicago Dryer
- Laundromat washers and dryers — Dexter, Huebsch, Maytag Commercial, LG
- Card and mobile payment systems — LaundryCard, PayRange, CCI
- Boilers, water heaters and steam plant
- Water reuse, ozone systems and drain interceptors
- Dry cleaning machines, spotting boards and conveyors
- Store build-out, plumbing, gas and installation
Why lease it
01
Machines earn every single day
A laundry runs seven days a week whether it is owned outright or financed. Leasing lets the machines start earning first and be paid for out of what they earn.
02
The store is more than the machines
Plumbing, gas, electrical, the card system and the floor are most of what a new store costs. All of it can be financed with the equipment instead of out of pocket.
03
Replace one bank at a time
Nobody re-equips a laundromat in one go. Financing a bank of washers now and the dryers next year keeps the store open and the payments predictable.
What it costs to lease commercial laundry equipment
There is no single price, because four things set the monthly payment. To estimate one, take the distributor's quote total, installation included, and enter it in the equipment lease calculator for a range across 24 to 60 months. For a firm number, send the quote through the form below.
The whole store, not just the machines
Washers and dryers, plus the card or coin system, water heating, plumbing, gas, venting, electrical and installation. In a new store the build-out can cost as much as the machines, and all of it can be financed.
The term
Commercial washers and dryers last many years, so longer terms are common and lower the payment. A shorter term costs more each month and less in total.
The end-of-term option
Most store owners want to own their machines, which means an equipment finance agreement or a $1 buyout lease. A fair market value lease has a lower payment and suits an on-premises laundry that replaces on a fixed cycle.
The business applying
Time in business, credit history and the size of the transaction. Up to $150,000 is usually decided on a one-page application without financial statements.
New store, re-equip or on-premises laundry
Opening a new laundromat
A first store is considered on the owner's personal credit and experience, with a signed lease on the location. Machines, card system and build-out go on one agreement, and the first payment can be set after the doors open.
Re-equipping an existing store
Replace one bank of washers or dryers at a time, or retool the whole floor with higher-capacity machines and a card system. An operating store with its own history usually qualifies on the application alone.
Hotels, care homes and on-premises laundries
Washer-extractors, dryers, flatwork ironers and folders for hotels, senior living, hospitals, gyms and uniform operations. See also hotel and hospitality equipment financing.
Leasing company or distributor financing?
Manufacturer and distributor finance programs can carry promotional terms on their own brand, and they are worth asking about. They usually cover only the machines that distributor sells.
An independent lease can put washers from one brand, dryers from another, the card system, the build-out and used or refurbished machines on one agreement, from any distributor, auction or closing store. Getting both quotes is the simplest way to compare.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Commercial laundry equipment questions
How much does it cost to lease commercial laundry equipment?
The payment depends on the total cost of the machines and installation, the term, the end-of-term option and the business applying. A bank of six washers is a very different agreement from a full new store with plumbing, gas and a card system, so send the distributor's quote through the form on this page and we return payments for each term, usually the same business day. Transactions start at $10,000.
Are coin laundry machines available for lease?
Yes. Laundromat washers, dryers and the card or mobile payment system can be leased together, for a new store or a re-equip of an existing one.
Can I finance a new laundromat?
Yes. Owners opening a new laundromat, including a first store, are considered on personal credit and experience, with a signed lease on the location. The machines, card system, plumbing, gas, venting and installation can all go on one agreement.
Can I lease commercial laundry machines for a hotel or care home?
Yes. On-premises laundry equipment, including washer-extractors, dryers and flatwork ironers, is financed the same way as coin store equipment.
Do you finance used commercial laundry equipment?
Yes. Used and refurbished machines from a distributor, an auction or a store that is closing finance the same way as new.
Can store build-out be included in laundry equipment leasing?
Yes. Plumbing, gas, electrical, water heating and installation can be written into the same lease as the machines they serve.
Should I lease or buy laundromat machines?
Commercial washers and dryers run for many years, so most store owners want to own them at the end. An equipment finance agreement or a $1 buyout lease does that while keeping cash free for the build-out and the first months of operation. Paying cash makes sense only if the store can spare it without running short. Your accountant should confirm the tax side.
Can I finance laundry equipment from any distributor?
Yes. We finance machines from any distributor or manufacturer, new or used, and we pay the distributor directly once the agreement is signed. Washers from one brand, dryers from another and the card system from a third can all go on the same agreement.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.