TOW TRUCKS & WRECKERS
Tow truck financing and leasing
A tow truck is a business, not a purchase — the truck is the whole company on day one. We finance rollback carriers, wheel-lift and integrated wreckers, self-loaders and heavy rotators, new or used, including first trucks for operators starting a towing company and additional units for shops adding a recovery division.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Rollback and flatbed carriers — Jerr-Dan 6-ton, Century 12 Series, Chevron LCG
- Wheel-lift wreckers — Dynamic 601, Vulcan 810, Century 411
- Integrated wreckers — Century 3212, Jerr-Dan MPL-NGS
- Heavy-duty rotators — Century 1075R and 1140, NRC 40TR and 65TR
- Light-duty chassis — Ford F-550 and F-600, Ram 5500, Chevrolet 6500HD
- Medium and heavy chassis — Freightliner M2 Extreme, Peterbilt 337, Kenworth T280
- Repo trucks and self-loaders — Dynamic Detachable, Steck slide-in units
- Landoll and detachable lowbed trailers for equipment recovery
- Winches, dollies, straps, wheel lifts and recovery kits
- LED light bars, cameras, dispatch and impound lot equipment
Why lease it
01
The truck starts earning on call one
A wrecker on a rotation list bills from the first night it is in service. Financing lines the payment up with the calls rather than with a savings plan that keeps you off the list another year.
02
Add the second truck sooner
One truck means turning down calls whenever it is already hooked up. Financing the second unit against the work the first one already books is how most fleets get past that ceiling.
03
Chassis and body from two suppliers
The chassis comes from a truck dealer and the bed from an installer. Both go on one lease, so the completed truck is one payment rather than two loans and a gap in between.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 271-5800
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 271-5800. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Tow truck financing questions
How do I finance a tow truck to start a towing company?
A first tow truck is financed largely on the owner's experience, the contracts or rotation work lined up and a down payment, rather than on a trading history the company does not have yet. Applying is worth doing before assuming a startup cannot be funded.
Can you finance a used tow truck or wrecker?
Yes. Used rollbacks, wreckers and self-loaders are financed routinely from dealers, auctions and private sellers. Body condition, mileage and the age of the wrecker body all affect the term that can be written.
Do you finance heavy-duty rotators?
Yes. Heavy recovery units including Century 1075R and 1140 class rotators and NRC heavy wreckers are financed as single-unit transactions, usually against the recovery contracts and rotation work that justify the truck.
Can the chassis and the wrecker body go on one lease?
Yes. A cab and chassis from a truck dealer and a bed installed by a distributor are written into a single lease against both invoices, so the finished truck arrives on one payment.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.