BACKHOE LOADERS
Backhoe financing
A backhoe is the machine that does the whole job when there is only room for one machine. We finance backhoe loaders new or used — dealer stock, auction buys and private-party machines — with the thumb, the breaker and the trailer on the same lease.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Backhoe loaders — Cat 420 XE, John Deere 310SL and 410L, Case 580N EP
- JCB 3CX and 4CX and New Holland B95D loader backhoes
- Extendahoe and extendable-dipper machines
- Four-wheel-drive and center-pivot backhoes
- Compact backhoes and tractor-loader-backhoes — Kubota, Terramite
- Hydraulic thumbs, quick couplers and augers
- Breakers, compaction wheels and trenching buckets
- Forks, grading buckets and 4-in-1 loader buckets
- Equipment trailers and haul trucks
- Used and auction machines from any dealer in the country
Why lease it
01
One machine, three jobs
Loader, hoe and utility tractor in one unit is why the backhoe survives. Financing it is how a two-truck outfit gets the machine that does all three without a second operator.
02
Used machines finance normally
A well-maintained ten-year-old backhoe digs the same trench as a new one. Used backhoe financing is routine here, including auction and private-party purchases.
03
Attachments and the trailer
The thumb, the breaker and the way you get it to the site are part of the purchase. They can go on the same lease instead of on a credit card.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Backhoe financing questions
Do you offer used backhoe financing?
Yes. Used backhoe loaders finance the same way as new, from a dealer, an auction or a private seller. The age and hours on the machine set the term.
Is a backhoe loan different from a backhoe lease?
The structure is different, not the machine. A lease can be written to end in ownership for a nominal buyout, and which structure suits you is a question we ask before documents.
Can I finance a backhoe bought at auction?
Yes. Auction purchases are common and financeable. Tell us the auction and the lot before you bid so the funding is ready when the hammer falls.
Can a new contractor get backhoe financing?
Often yes. Newer contractors and owner-operators are worth an application, particularly with an operator who has run the same machine for somebody else. Transactions start at $10,000.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.