COTTON FARMING EQUIPMENT
Cotton equipment financing
A picker is the single largest machine most cotton operations own and it earns in a window measured in weeks. Financing matches that: a payment shaped around harvest and settlement, on machines bought wherever the right one happens to be.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- Cotton pickers and strippers — John Deere CP690 and CS770, Case IH Module Express
- Round module builders, handlers and module trucks
- Boll buggies, module trailers and field carts
- Gin machinery — gin stands, lint cleaners, seed handling
- Dryers, cleaners, bale presses and bagging
- Planters, precision planting units and row units
- Sprayers, spreaders and defoliation rigs
- Tillage — rippers, bedders, cultivators, listers
- Row-crop, high-clearance and articulated tractors
- Irrigation — pivots, drip, pumps and filtration
- Grain carts, field trucks and fuel trailers
- Used, dealer-demo and auction machines
Why lease it
01
A harvest window does not wait
Cotton comes off in a few weeks and a machine that is not there is a crop that sits. Financing lets the machine arrive on the calendar rather than after the sale.
02
Payments built around settlement
Income arrives when the crop is sold, not monthly. Terms can be shaped so the heavy payments land after the check does.
03
Dealer, auction or private party
Cotton machinery is bought wherever the right unit turns up. We pay the seller directly, in state or out.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 271-5800
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 271-5800. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Cotton farming equipment financing questions
Can I finance a cotton picker?
Yes. Cotton pickers and strippers, including John Deere CP690 and CS770 and Case IH Module Express machines, are financed new or used, from a dealer, an auction or a private seller.
Can cotton equipment payments be set up around harvest?
Yes. Cotton income arrives at settlement rather than monthly, so terms can be built with the heavier payments falling after the crop is sold instead of spread evenly across the year.
Do you finance cotton gin machinery?
Yes. Gin stands, lint cleaners, dryers, seed handling, bale presses and the building work around an installation are financed as one project rather than machine by machine.
Can I finance a used cotton picker bought at auction?
Yes. Auction, dealer-demo and private-party purchases are financed the same way as new equipment, and the seller is paid directly wherever the machine is located.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.