FOOD TRUCKS
Food truck financing and leasing
Renting a truck by the month is the most expensive way to run one. Financing turns the same money into a vehicle that is yours, built the way your menu needs it, with the hood, the fire suppression and the refrigeration on the same agreement as the chassis. We finance established businesses of three years or more.
What we finance
New or used, from any vendor, dealer or auction. Named manufacturers are examples of what this covers, not a limit — if what you need is not on this list, ask.
- New and used food trucks, fully built and turnkey
- Step vans, Sprinter and Transit kitchen conversions
- Concession and catering trailers, 12 to 32 foot
- Coffee, dessert and mobile bar trucks
- Kitchen build-out — hoods, fire suppression, ansul
- Fryers, griddles, char broilers, ranges and ovens
- Refrigeration, freezers, prep tables and cold wells
- Onboard generators, inverters and shore power hookups
- Propane systems, tanks, regulators and gas certification
- Fresh water, grey water tanks, pumps and water heaters
- Point of sale, card readers, printers and online ordering
- Wraps, graphics, awnings, serving windows and lighting
Why lease it
01
Renting never ends and never becomes yours
A rented truck costs every month it exists and leaves you with nothing at the end. A lease on the same truck ends with an ownership option and a vehicle you built to your own menu.
02
The build-out is most of the money
The chassis is the cheap part. Hoods, fire suppression, refrigeration, propane and the electrical are the expensive part, and they go on one lease with the vehicle.
03
Keep the cash for the launch
Permits, health department fees, first inventory, staff and the commissary all want cash in the first month. Financing the truck leaves that cash where it is needed.
FREE QUOTE
Get a custom quote in minutes
Tell us what equipment you need — from any list above, or something that is not on one. An ACG specialist follows up, typically within 24 hours, with options built around your business.
Business equipment financing. $10,000 minimum. We do not finance personal or household purchases.
- — NO OBLIGATION, NO HARD CREDIT PULL
- — NEW OR USED, ANY VENDOR
- — OR CALL (949) 822-3017
Three steps to your equipment
01
Request a quote
Use the form above or call (949) 822-3017. No obligation and no hard credit pull to get a number.
02
Secure approval and sign
Most decisions come back the same day. Documents are signed online.
03
Order your equipment
We deal with the vendor directly — payment, inspection and delivery — so you can keep running the business.
Food truck financing questions
Can I finance a food truck?
Yes. New and used food trucks, step van conversions and concession trailers are financed from any seller, with the kitchen build-out on the same agreement. We finance established businesses of three years or more.
How much does it cost to lease a food truck?
It depends on the vehicle, its age and how much of the kitchen build-out goes on the lease with it. Send the build quote or the listing you are looking at and we will put a monthly payment against it the same day.
Can I finance a used food truck from a private seller?
Yes. Used trucks and trailers bought privately, at auction or from a builder are financed the same way as new, and we pay the seller directly once you approve the invoice.
Does food truck financing cover the kitchen equipment?
Yes. The hood, fire suppression, fryers, refrigeration, generator, propane system, water tanks and the wrap can all be financed on one lease with the vehicle.
Know what you need?
An application takes a few minutes and most decisions come back the same day. If you would rather see a payment first, the calculator gives you a range without asking for anything.